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How To Claim Florida As Your Domicile

Question: I live in New York. If I buy a second home in Florida, can I count Florida as my residence for state tax purposes? Answer: Maybe, and claiming the Sunshine State as your permanent resid...


Tom Hardel Mortgage Market Snapshot

>> Market Update QUOTATION OF THE WEEK... "When I'm out on the football field, I have so much confidence in what I'm doing." --Tom Brady, American football quarterback ...


25 Tips For First-Time Home Buyers

Buying a home can be a nerve-racking experience, especially if you're a first-time home buyer. Not only is it probably the biggest purchase of your life, but the process is complicated and frau...


Tom Hardel Inside Lending Market Snapshot

>> Market Update  QUOTATION OF THE WEEK... "Home is where the heart is." --Pliny the Elder, Roman author, philosopher and military commander INFO THAT HITS US WHERE WE LIV...


How To Keep Hackers Out Of Your Email

CHICAGO – June 8, 2017 – The FBI reports that email phishing accounts for 95 percent of cybersecurity threats. That's why client communications are a key component of "cyber hy...


What Do You Do With All That Stuff?

The late comedian George Carlin used to have a routine called, "A place for my stuff." He was referring to the idea that, besides being a place to sleep and eat, the purpose of a home is ...


Tom Hardel Inside Lending Market Snapshot

>> Market Update   QUOTATION OF THE WEEK... "Teach a parrot the terms 'supply and demand' and you've got an economist." --Thomas Carlyle, Scottish philosopher, sa...


How Much Does It Cost To Sell A House In Today's Home Market?

While most people save for and anticipate the costs associated with buying a home, not everyone realizes that selling a house also comes with its share of fees. In some cases, these fees can be a m...


June Is A Very Busy Month!

Did you know that based on daylight hours, June has the longest days of the year? It also has the most marriages - and marriage proposals! But as a homeowner, there are other things that make Jun...


Tom Hardel Inside Lending Market Snapshot

>> Market Update   QUOTATION OF THE WEEK... "April is the cruelest month..." --from "The Waste Land" by T.S. Eliot, British poet, playwright and critic. INFO THAT...


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